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What's Inside Your Guide
- The Credit Leak Map — find every place your money quietly escapes each month across 8 leak categories (Chapter 3)
- The 8 Types of Credit Leaks — from forgotten subscriptions to Buy Now Pay Later traps and lifestyle drift (Chapter 3)
- The Leak Priority Score — a 4-question system to fix the highest-value leaks first (Chapter 4)
- The Debt Strike Fund — make sure every dollar you recover actually reaches your debt (Chapter 5)
- The Debt Strike Formula — combine recovered money, windfalls, and extra income into one focused payment (Chapter 5)
- The Financial Shield — 7 rules including the 24-Hour Pause Rule and the CLUE Check (Chapter 6)
- Your First 30-Day Action Plan — a week-by-week breakdown so you start with clarity, not confusion (Chapter 7)
- 7 Ready-to-Use Worksheets — Credit Leak Map, Leak Priority Scorecard, Debt Strike Tracker, and more (Resources)
How to Get Started Tonight
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Download and open the guide
Save it to your phone or computer. You can read it in one sitting — most people finish it in under 90 minutes.
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Read Chapters 1 and 2 first
These explain why your current approach may not be working and reframe the way you think about debt. Don't skip them.
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Print or pull up the worksheets in the Resources section
Grab three months of bank and credit card statements. You'll need these for the Credit Leak Map in Chapter 3.
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Set aside 60–90 minutes to complete your first Credit Leak Map
This is the most important step. Everything else builds on what you find here. Do it this week — not "someday."
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Follow the 30-Day Plan in Chapter 7
Week by week, the system builds on itself. By the end of the month, you'll have found your leaks, sealed the biggest ones, and redirected real money toward your debt.
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